With-profits Fund

Bonus Rates

WITH-PROFITS BONUS RATES FROM 1 APRIL 2017

We have listed below the 2016 and current 2017 increases for Policy Values. The Society can increase or reduce policy values, without prior notice, at any time.


The capital distribution is 35% of policy values at 31 December 2014. You will receive the capital distribution with your policy value when your policy matures or you transfer out of the Society. This capital distribution is not guaranteed, we will review it at least annually, and it may go up or down at any time.

 

Territory

Policy type

Policy Value increases

(% per annum)

2016

2017

 

 

 

 

UK

Pension

2.00

2.00

Personal Pension 2000*

1.60/2.00

2.00

Life

1.60

1.60

 

 

 

 

International

Offshore

2.00

2.00

Ex-offshore

1.60

1.60

 

 

 

 

Ireland

Pension

2.00

2.00

Flexible Income Plan

1.60

1.60

Life

1.60

1.60

 

 

 

 

Germany

UK-style

2.00

2.00

 

 

 

 

 

* Policy values for Personal Pension 2000 contracts are increased in 2016 at the rate of 1.60% per annum until 31 March 2016 and 2.00% per annum thereafter.