4    What changes can you make to your investments?
 
4.1   Cashing in your unit-linked investments
 
The Society has a range of options available depending on the type of policy you have and these will be described in your policy documents. Alternatively, call us on 0330 159 1530 and we will explain your options to you.
 
4.2   Switching funds
 
If your investment priorities change over time, it is normally possible to switch some or all of your existing investments to a different fund.
 
If we receive switch instructions by 5pm on a working day, we use the bid prices on the next working day. For instructions received after 5pm on a working day, the bid prices used are those for the next working day plus one.
 
For example, an instruction received at 3pm Tuesday would be processed using bid prices calculated at midday on Wednesday. An instruction received at 6pm Tuesday would be processed using bid prices calculated at midday on Thursday.
 
We will then send you a statement detailing the change in your investments and the price used.
 
While there is currently no charge for switching funds, the Society reserves the right to apply a charge in future. The Society also reserves the right to change the method and date used to price the switch.
 
If you are not sure what kind of fund suits your needs, we recommend that you speak to a financial adviser. You can find further information about financial advice in section 11.
 
 
Working out the value of your investments Back to front page What changes can you make to your investments? continued