Terms and Conditions

This website is owned and operated by the Equitable Life Assurance Society ("Equitable Life", "We" or "Us") of Walton Street, Aylesbury, Buckinghamshire, HP21 7QW, United Kingdom.
Please read through the following terms and conditions (the 'Terms and Conditions') as, by using this website, you agree to be bound by them.  Please note that We may revise the Terms and Conditions from time to time and any changes will be posted on and included in the most recent version of the Terms and Conditions.  It is your responsibility to review the Terms and Conditions each time you access this website, to ensure that you agree with them.

1. General Disclaimer
The content of this website is provided for general information purposes only and any opinion expressed on this website does not constitute an offer to provide service except where expressly indicated in our online client servicing centre. Although care has been taken to ensure the accuracy of content, We accept no liability for loss of any kind incurred as a result of reliance on the information or opinions provided on this website.  We may make changes to the information, products or services described on this website at any time without notice and without updating the corresponding information on the website.  We may suspend or withdraw all or part of this website at any time.  References on this website to Equitable Life include references to Equitable Life Assurance Society.

We do not warrant that this website is free from errors, defects, or viruses. Links to other websites from this website exist for information only and We accept no responsibility or liability for the information contained on, or use of, any such website. The existence of a link to another website does not imply or express endorsement of its provider, product or services by Us.

Information transmitted to Us through this website other than via the online client servicing centre is not encrypted and could be intercepted by third parties or electronically delivered to parties other than the addressee. Any such information is sent at your own risk and you should therefore consider its sensitivity prior to transmitting it.

Equitable Life does not seek to exclude or limit any liability it may have under the Financial Services and Markets Act 2000 or the rules of its Regulators.

2. Intellectual Property
All contents of, information and materials on this website and the underlying software, including trademarks, logos, design, text, images, and graphics are owned by, or licensed to Equitable Life.  You may download materials contained on this website to a single personal computer and/or print a single hard copy of such materials provided that the material is solely for non-commercial and personal use, you do not remove or amend any trade mark, copyright or other proprietary notice from the material or alter the material in any manner.

You may provide hyperlinks to this website and/or to any of the content of, information and materials on this website only with our prior permission. You may request such permission by calling the Corporate Communications office on 0330 159 1530.

3. Privacy Statement
Equitable Life is committed to protecting your privacy.  We will not use any information which We collect about you in the course of, or in relation to, your access or use of this website other than in accordance with our Privacy Policy.  We recommend that you read our Privacy Policy for full details of our treatment of your information.  By accessing and using this website and submitting information to Us, you agree to Us using that information in accordance with our Privacy Policy.

4. Governing Law and Jurisdiction
This website is established in the United Kingdom. These Terms and Conditions and the use by you of this website are governed by English Law. By accessing this website you agree to submit to the exclusive jurisdiction of the English Courts in relation to any claim or dispute arising out of your use of the website.

5. General
These Terms and Conditions represent the complete and only statement of the terms of use of this website.

If we determine that you have breached the Terms and Conditions, then nothing in these Terms and Conditions shall prevent or in any way restrict our right to pursue any of our legal and/or other remedies, including, without limitation, court action.

If any provision of these terms and conditions is unlawful, void, or for any reason unenforceable then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions, which shall remain in full force and effect.

Last updated:  02 April 2013